Yes Bank Ace Credit Card

Looking to unlock a world of exciting rewards and fuel your lifestyle? Look no further than the YES Bank ACE Credit Card! This powerful card lets you shop big, earn points, and enjoy exclusive benefits, opening doors to a richer experience. Apply today for your credit card and elevate your shopping experience to new heights!

Top Benefits

Lifestyle Benefit

Avail great offers across travel, dining, shopping, wellness and more, in select cities.

Exciting Reward Points

Earn reward points on your spends and redeem with YES Rewardz

Foreign Currency Markup

Preferential Foreign Currency Markup of 2.75% only.

Purchase Protection

Insurance cover of upto INR 50,000 against accidental damage for 6 months for mobile & electronic purchased online.

Insurance Coverage

Credit Shield cover of 1 Lac, Lost Card liability cover of 1.3 L.

Fuel surcharge waiver

1% surcharge waiver for transaction between INR 400 – INR 5,000 .

This card is rewarding

✔ 8 YES Rewardz Points

On every INR 200 for Onlinea Shopping (except on Select categories)**

✔ 4 YES Rewardz Points

On every INR 200 for Offlinea Shopping (except on Select categories)

✔ 2 YES Rewardz Points

On every INR 200 on Select categories.

✔ Air Miles

10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point

**Reward Points will not be awarded for UPI transactions on RuPay Credit Card, Fuel transactions, Cash withdrawals and transactions converted into EMI **Maximum cap of 5000 reward points per statement cycle.

✔ Instant EMI

Pay in parts for your transactions as low as INR 1500.ss

✔ Post Purchase EMI

Convert payments into EMI with on-call service at attractive interest rates.

✔ Qick Loan

Get a loan amount within the card limit to fulfil immediate fund requirements.

✔ YEs PayNow

Your bills will be paid on time, every month.

ACE Credit Card Eligibility

Between 21 to 60 years of age.
Salaried or self employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above.

ACE Credit Card Fees and charges

First Year Membership Fee of INR 399, reversed on spends of INR 5,000 within 30 days of card set up.
Renewal Membership Fee of INR 399, reversed on spends of INR 50,000 within 12 months prior to the renewal.
3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount and Interest rate of 2.49% (29.88% annually) on Revolving Credit, Cash Advances & Overdue Amount for Credit Cards issued against Fixed Deposit.
Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Rental and Wallet transactions greater than Rs 1. Please note that rental transactions are capped at 3 per 30 days period.
A charge of 1% will be applicable on all utility transactions on Spends above ₹15,000 in a month. Fee capped at Rs.3000 per transaction.

Spend safely with Ace Credit Card

✔ Contactless Transactions

Experience fast, convenient, and secure payments at retail outlets with NFC technology.

✔ Card Control

Stay in control of your card via your phone by managing card block/unblock, domestic and international credit limits, and more.

✔ Keep Your Card Safe

Never disclose your password, OTP,PIN to anyone either through mail or over phone. Never respond to unsolicited calls asking for Card Activation, Verification, PIN reset, Rewards, Offers, KYC updation, etc.